Mortgage Checklist

The following is a list of typical items needed for your mortgage application. These items are are needed depending upon type what type of mortgage you're interested in and your ability to provide them can greatly speed your application process.

Employment
Name and address of employers for the past two years
Copy of pay stubs for the previous 30 days
Copy of last two years w-2 forms
(if commissioned or paid by 1099, copy of last two years complete tax returns)

Self-employed
Copy of last two years tax returns (personal and corporate);
year to date P&L and Balance Sheet through the most recent quarter

Liabilities
Name and account numbers for all revolving and installment accounts
Name and account number for all mortgage loans for the previous two years
Name and address for landlords for the previous two years

Assets
Name, address, and account number for all bank accounts
Name, address, and account numbers for all brokerage accounts
Copies of statements covering last 3 months on asset accounts
Copy of most recent statement for 401K, Savings Plan, etc.

Miscellaneous
Copy of driver’s license and social security card
Copy of fully executed divorce decree if applicable
Copy of signed earnest money contract
Copy of lease agreements on rental properties
Veterans! Copy of DD 214 and Eligibility Cert. if you have it
Check for the cost of your credit report and appraisal

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